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<DIV><FONT size=2>Members:</FONT></DIV>
<DIV><FONT size=2></FONT> </DIV>
<DIV><FONT size=2>Because of some technical difficulties, production of the
January K-Factor is a bit behind schedule. It should be in the mail
by tomorrow or Saturday.</FONT></DIV>
<DIV><FONT size=2></FONT> </DIV>
<DIV><FONT size=2>Thank you for your patience.</FONT></DIV>
<DIV><FONT size=2></FONT> </DIV>
<DIV><FONT size=2>Maureen</FONT></DIV></BODY></HTML>