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<DIV><FONT size=4>To the Mailer of the K-Kactor,</FONT></DIV>
<DIV><FONT size=4> I, for one, would be
perfectly happy to get my K-Factor by e-mail ONLY. There might be a few others
out there that feel the same way. Might save NSRCA A few bucks to be used better
ways.</FONT></DIV>
<DIV><FONT size=4> If this is 'OLD HAT.'
Please forgive.</FONT></DIV>
<DIV><FONT size=4>Bob Ruppel</FONT></DIV>
<DIV><FONT size=4>NSRCA 344</FONT></DIV>
<DIV><FONT size=4>Nashville</FONT></DIV></FONT></BODY></HTML>