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<DIV><FONT face=Arial size=2>Ron is correct! AMA insurance is secondary
liability coverage after your homeowners liability limit is exceeded. It
protects you if you are negligent for property damage or bodily
injury to others. Your homeowners policy should cover your airplane stuff
the same as your other personal property under the "wind peril".</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>Also, If you would turn on by mistake and
shoot someone down while they are flying, look to your homeowners liability
section for coverage to help replace the other persons plane. </FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>I only mention this due to a story I heard of what
happened at the NATS. Someone shot another down, in return received a
bill for damages of around 4K. Hard pill to swallow on
your own!</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>Todd Schmidt</FONT></DIV>
<DIV><FONT face=Arial size=2>patternflyer/insurance agent
</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<BLOCKQUOTE
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<DIV style="FONT: 10pt arial">----- Original Message ----- </DIV>
<DIV
style="BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: black"><B>From:</B>
<A title=vanputte@cox.net href="mailto:vanputte@cox.net">Ron Van Putte</A>
</DIV>
<DIV style="FONT: 10pt arial"><B>To:</B> <A title=discussion@nsrca.org
href="mailto:discussion@nsrca.org">discussion@nsrca.org</A> </DIV>
<DIV style="FONT: 10pt arial"><B>Sent:</B> Tuesday, August 31, 2004 6:58
PM</DIV>
<DIV style="FONT: 10pt arial"><B>Subject:</B> Re: AMA Insurance</DIV>
<DIV><BR></DIV><BR>On Aug 31, 2004, at 6:49 PM, Tom Hinton wrote:<BR><BR>
<BLOCKQUOTE><?fontfamily><?param Arial><?smaller>Does the AMA insurance
cover losses due to hurricanes? Looks like we will be bugging out later this
week and my planes will not make the traveling squad. Any suggestions?<?/smaller><?/fontfamily><BR></BLOCKQUOTE><BR>Check your
homeowner/renter insurance policy. I never heard of AMA covering anything like
damage from hurricanes. AMA's insurance primarily covers liability
issues.<BR><BR>Ron Van Putte<BR></BLOCKQUOTE></BODY></HTML>