<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:st1="urn:schemas-microsoft-com:office:smarttags" xmlns="http://www.w3.org/TR/REC-html40">

<head>
<meta http-equiv=Content-Type content="text/html; charset=us-ascii">
<meta name=Generator content="Microsoft Word 11 (filtered medium)">
<!--[if !mso]>
<style>
v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style>
<![endif]--><o:SmartTagType
 namespaceuri="urn:schemas-microsoft-com:office:smarttags" name="State"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
 name="City"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
 name="place"/>
<!--[if !mso]>
<style>
st1\:*{behavior:url(#default#ieooui) }
</style>
<![endif]-->
<style>
<!--
 /* Font Definitions */
 @font-face
        {font-family:Tahoma;
        panose-1:2 11 6 4 3 5 4 4 2 4;}
 /* Style Definitions */
 p.MsoNormal, li.MsoNormal, div.MsoNormal
        {margin:0in;
        margin-bottom:.0001pt;
        font-size:12.0pt;
        font-family:"Times New Roman";}
a:link, span.MsoHyperlink
        {color:blue;
        text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
        {color:purple;
        text-decoration:underline;}
p.MsoAutoSig, li.MsoAutoSig, div.MsoAutoSig
        {margin:0in;
        margin-bottom:.0001pt;
        font-size:12.0pt;
        font-family:"Times New Roman";}
span.EmailStyle17
        {mso-style-type:personal-reply;
        font-family:Arial;
        color:blue;
        font-weight:normal;
        font-style:normal;
        text-decoration:none none;}
@page Section1
        {size:8.5in 11.0in;
        margin:1.0in 1.25in 1.0in 1.25in;}
div.Section1
        {page:Section1;}
-->
</style>
<!--[if gte mso 9]><xml>
 <o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
 <o:shapelayout v:ext="edit">
  <o:idmap v:ext="edit" data="1" />
 </o:shapelayout></xml><![endif]-->
</head>

<body bgcolor=white lang=EN-US link=blue vlink=purple>

<div class=Section1>

<p class=MsoNormal><font size=3 color=blue face=Arial><span style='font-size:
12.0pt;font-family:Arial;color:blue'>I would heartily second that.&nbsp; I can
see no reason to keep the K-Factor to ourselves.&nbsp; The SPA doesn&#8217;t do
that; you can download their newsletter for free.&nbsp; Honestly guys, the
K-Factor isn&#8217;t crude oil.&nbsp; <o:p></o:p></span></font></p>

<p class=MsoNormal><font size=3 color=blue face=Arial><span style='font-size:
12.0pt;font-family:Arial;color:blue'><o:p>&nbsp;</o:p></span></font></p>

<p class=MsoNormal><font size=3 color=blue face=Arial><span style='font-size:
12.0pt;font-family:Arial;color:blue'>Set it free!!!!<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=3 color=blue face=Arial><span style='font-size:
12.0pt;font-family:Arial;color:blue'><o:p>&nbsp;</o:p></span></font></p>

<div>

<p class=MsoAutoSig><font size=2 color=blue face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:blue'><o:p>&nbsp;</o:p></span></font></p>

<p class=MsoAutoSig><font size=2 color=blue face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:blue'><o:p>&nbsp;</o:p></span></font></p>

<p class=MsoAutoSig><font size=3 color=blue face=Arial><span style='font-size:
12.0pt;font-family:Arial;color:blue'>Keith L. Hoard<o:p></o:p></span></font></p>

<p class=MsoAutoSig><st1:place w:st="on"><st1:City w:st="on"><font size=3
  color=blue face=Arial><span style='font-size:12.0pt;font-family:Arial;
  color:blue'>Cordova</span></font></st1:City><font color=blue face=Arial><span
 style='font-family:Arial;color:blue'>, <st1:State w:st="on">TN</st1:State></span></font></st1:place><font
color=blue face=Arial><span style='font-family:Arial;color:blue'><o:p></o:p></span></font></p>

<p class=MsoAutoSig><font size=3 color=blue face=Arial><span style='font-size:
12.0pt;font-family:Arial;color:blue'>khoard@midsouth.rr.com<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=3 color=blue face="Times New Roman"><span
style='font-size:12.0pt;color:blue'><o:p>&nbsp;</o:p></span></font></p>

<p class=MsoNormal><font size=3 color=blue face="Times New Roman"><span
style='font-size:12.0pt;color:blue'><o:p>&nbsp;</o:p></span></font></p>

</div>

<p class=MsoNormal><font size=3 color=blue face=Arial><span style='font-size:
12.0pt;font-family:Arial;color:blue'><o:p>&nbsp;</o:p></span></font></p>

<div>

<div class=MsoNormal align=center style='text-align:center'><font size=3
face="Times New Roman"><span style='font-size:12.0pt'>

<hr size=2 width="100%" align=center tabindex=-1>

</span></font></div>

<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'>
discussion-request@nsrca.org [mailto:discussion-request@nsrca.org] <b><span
style='font-weight:bold'>On Behalf Of </span></b>THERUPMAN@aol.com<br>
<b><span style='font-weight:bold'>Sent:</span></b> Friday, November 18, 2005
11:05 AM<br>
<b><span style='font-weight:bold'>To:</span></b> discussion@nsrca.org<br>
<b><span style='font-weight:bold'>Subject:</span></b> Re: Growing pattern</span></font><o:p></o:p></p>

</div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p>&nbsp;</o:p></span></font></p>

<div>

<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>I'm answering my own post here. To me the K-FACTOR is a
very&nbsp;positive publication, while this LIST is mainly &quot;our dirty
laundry&quot;and best kept in the closet.<o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>Bob Ruppel<o:p></o:p></span></font></p>

</div>

</div>

</body>

</html>