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<DIV><FONT face=Arial size=2>All paper publishing is suffering from the
competition from the internet. </FONT></DIV>
<DIV><FONT face=Arial size=2>The K-Factor has been a profit center in the past
but it seems that time is passing fast. </FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>It is no longer necessary to get the K-Factor to
find pattern specific products and information.</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>As Will Rogers said "You can deal with things as
they are, or you can deal with them as they are not".</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>If you subtract the costs of the physical K-Factor
from the dues, what would the dues be?</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>Is the K-Factor becoming a liability to the goals
of the organization?</FONT></DIV>
<DIV><FONT face=Arial size=2>Does the organization exist to produce a
K-Factor?</FONT></DIV>
<DIV> </DIV>
<DIV>John Ferrell <BR><A
href="http://DixieNC.US">http://DixieNC.US</A><BR></DIV>
<BLOCKQUOTE dir=ltr
style="PADDING-RIGHT: 0px; PADDING-LEFT: 5px; MARGIN-LEFT: 5px; BORDER-LEFT: #000000 2px solid; MARGIN-RIGHT: 0px">
<DIV style="FONT: 10pt arial">----- Original Message ----- </DIV>
<DIV
style="BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: black"><B>From:</B>
<A title=khoard@midsouth.rr.com href="mailto:khoard@midsouth.rr.com">Keith
Hoard</A> </DIV>
<DIV style="FONT: 10pt arial"><B>To:</B> <A title=discussion@nsrca.org
href="mailto:discussion@nsrca.org">discussion@nsrca.org</A> </DIV>
<DIV style="FONT: 10pt arial"><B>Sent:</B> Friday, November 18, 2005 12:10
PM</DIV>
<DIV style="FONT: 10pt arial"><B>Subject:</B> RE: Growing pattern</DIV>
<DIV><BR></DIV>
<DIV class=Section1>
<P class=MsoNormal><FONT face=Arial color=blue size=3><SPAN
style="FONT-SIZE: 12pt; COLOR: blue; FONT-FAMILY: Arial">I would heartily
second that. I can see no reason to keep the K-Factor to
ourselves. The SPA doesn’t do that; you can download their newsletter
for free. Honestly guys, the K-Factor isn’t crude oil.
<o:p></o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial color=blue size=3><SPAN
style="FONT-SIZE: 12pt; COLOR: blue; FONT-FAMILY: Arial"><o:p> </o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial color=blue size=3><SPAN
style="FONT-SIZE: 12pt; COLOR: blue; FONT-FAMILY: Arial">Set it
free!!!!<o:p></o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial color=blue size=3><SPAN
style="FONT-SIZE: 12pt; COLOR: blue; FONT-FAMILY: Arial"><o:p> </o:p></SPAN></FONT></P>
<DIV>
<P class=MsoAutoSig><FONT face=Arial color=blue size=2><SPAN
style="FONT-SIZE: 10pt; COLOR: blue; FONT-FAMILY: Arial"><o:p> </o:p></SPAN></FONT></P>
<P class=MsoAutoSig><FONT face=Arial color=blue size=2><SPAN
style="FONT-SIZE: 10pt; COLOR: blue; FONT-FAMILY: Arial"><o:p> </o:p></SPAN></FONT></P>
<P class=MsoAutoSig><FONT face=Arial color=blue size=3><SPAN
style="FONT-SIZE: 12pt; COLOR: blue; FONT-FAMILY: Arial">Keith L.
Hoard<o:p></o:p></SPAN></FONT></P>
<P class=MsoAutoSig><st1:place w:st="on"><st1:City w:st="on"><FONT face=Arial
color=blue size=3><SPAN
style="FONT-SIZE: 12pt; COLOR: blue; FONT-FAMILY: Arial">Cordova</SPAN></FONT></st1:City><FONT
face=Arial color=blue><SPAN style="COLOR: blue; FONT-FAMILY: Arial">,
<st1:State w:st="on">TN</st1:State></SPAN></FONT></st1:place><FONT face=Arial
color=blue><SPAN
style="COLOR: blue; FONT-FAMILY: Arial"><o:p></o:p></SPAN></FONT></P>
<P class=MsoAutoSig><FONT face=Arial color=blue size=3><SPAN
style="FONT-SIZE: 12pt; COLOR: blue; FONT-FAMILY: Arial"><A
href="mailto:khoard@midsouth.rr.com">khoard@midsouth.rr.com</A><o:p></o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face="Times New Roman" color=blue size=3><SPAN
style="FONT-SIZE: 12pt; COLOR: blue"><o:p> </o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face="Times New Roman" color=blue size=3><SPAN
style="FONT-SIZE: 12pt; COLOR: blue"><o:p> </o:p></SPAN></FONT></P></DIV>
<P class=MsoNormal><FONT face=Arial color=blue size=3><SPAN
style="FONT-SIZE: 12pt; COLOR: blue; FONT-FAMILY: Arial"><o:p> </o:p></SPAN></FONT></P>
<DIV>
<DIV class=MsoNormal style="TEXT-ALIGN: center" align=center><FONT
face="Times New Roman" size=3><SPAN style="FONT-SIZE: 12pt">
<HR tabIndex=-1 align=center width="100%" SIZE=2>
</SPAN></FONT></DIV>
<P class=MsoNormal><B><FONT face=Tahoma size=2><SPAN
style="FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Tahoma">From:</SPAN></FONT></B><FONT
face=Tahoma size=2><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: Tahoma"> <A
href="mailto:discussion-request@nsrca.org">discussion-request@nsrca.org</A>
[mailto:discussion-request@nsrca.org] <B><SPAN style="FONT-WEIGHT: bold">On
Behalf Of </SPAN></B>THERUPMAN@aol.com<BR><B><SPAN
style="FONT-WEIGHT: bold">Sent:</SPAN></B> Friday, November 18, 2005 11:05
AM<BR><B><SPAN style="FONT-WEIGHT: bold">To:</SPAN></B>
discussion@nsrca.org<BR><B><SPAN style="FONT-WEIGHT: bold">Subject:</SPAN></B>
Re: Growing pattern</SPAN></FONT><o:p></o:p></P></DIV>
<P class=MsoNormal><FONT face="Times New Roman" size=3><SPAN
style="FONT-SIZE: 12pt"><o:p> </o:p></SPAN></FONT></P>
<DIV>
<P class=MsoNormal><FONT face=Arial size=2><SPAN
style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">I'm answering my own post here. To
me the K-FACTOR is a very positive publication, while this LIST is mainly
"our dirty laundry"and best kept in the
closet.<o:p></o:p></SPAN></FONT></P></DIV>
<DIV>
<P class=MsoNormal><FONT face=Arial size=2><SPAN
style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Bob
Ruppel<o:p></o:p></SPAN></FONT></P></DIV></DIV></BLOCKQUOTE></BODY></HTML>